An Introduction to Indexed Universal Life

Transcript:

An Introduction to Indexed Universal Life Insurance

[video: Text appears that reads "Indexed Universal Life Insurance From United of Omaha Life Insurance Company" followed by "An Introduction to Indexed Universal Life Insurance".]

In your busy life, financial independence can seem like an impossible goal.  And retirement may not be top of mind, because it seems so far away. In fact, you may not have thought much about how you want to spend your retirement years, though you probably know that you don't want to run out of money and you'd like to maintain your current lifestyle.

[video: Text appears next to the business man speaking to the camera that reads "company pension", "social security" and "savings".]

In the past, people counted on three main sources of income in their retirement: a company pension, Social Security and whatever they’d managed to save.

But it’s not that easy today.  Fewer employers are offering traditional pension plans.  And many companies have reduced or discontinued their retirement plans.

And your ability to rely solely on Social Security is in question.  Even if benefits haven’t been reduced by the time you retire, Social Security alone was never intended to be enough to pay for the lifestyle you want and deserve.

Today, more of the burden of saving for retirement is on your shoulders.  It’s up to you to look for additional ways to supplement your retirement savings.

[video: Text appears next to the man that reads "Indexed Universal Life Insurance From United of Omaha Life Insurance Company". This is followed by text that reads "protect family and loved ones".]

A properly funded indexed universal life insurance policy can help you do just that.  In addition, it can protect your family and loved ones, if you die before accomplishing all the financial goals you have for them.

[video: Text appears next to the man that reads "guarantees you'll never get from the stock market" and "beneficial tax advantages".]

Indexed universal life insurance, or I-U-L, puts you in charge of a financially secure future with:

• Guarantees you’ll never get from the stock market
• And beneficial tax advantages

[video: Text appears next to the man that reads "tax-advantaged loans and withdrawals" and "income-tax-free insurance benefits".]

An indexed universal life product can be a very effective way to:

• Supplement your retirement income with policy loans and withdrawals that may be tax free
• And provide income-tax-free life insurance benefits to ensure your family or business goals are achieved

[video: Text appears that reads "Learn more about Indexed Universal Life" followed by "www.mutualofomaha.com".]

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