Cost and Calculators

Learn about life insurance coverage and how much it can cost.

Article
How Much Does a Funeral Cost? A Breakdown of Expenses
7.28.26

Planning a funeral can involve multiple expenses that may quickly add up, including services, burial or cremation and related fees. This guide will help you understand the typical costs that can be involved and give you tips to help you plan.

Article
Is Life Insurance Tax Deductible?
1.28.26

Life insurance is generally not tax deductible, but exceptions exist for certain business, alimony or charitable situations. While death benefits are usually tax-free, specific circumstances, like interest earned or estate inclusion, can trigger taxes.

Article
How to Get Life Insurance on a Parent
12.10.25

In this article, we'll walk you through what you need to know when buying life insurance for elderly parents and how to choose the right policy for them.

Article
Using Your Life Insurance as an Investment
5.21.25

Certain types of life insurance, like whole life and universal life, can double up as investment tools, offering a unique way to help build cash value, supplement retirement and help secure financial peace of mind for you and your loved ones.

How to calculate costs

Article
Life Settlement: How to Sell Your 
Life Insurance
11.19.25
Selling your life insurance policy to a third party for a lump sum is known as a life settlement. There are several factors to consider to determine your eligibility and the value of your policy. Different policy types have different stock market values. This article helps break down the various aspects involved in life settlements to help make an informed decision when it comes to selling your life insurance policy.
Article
How to Use Whole Life Insurance for College Savings
7.9.25
Widowed seniors can often qualify for whole life insurance, including guaranteed and simplified issue policies that don’t require a medical exam.
Article
How Much Does Life Insurance Cost?
3.12.25
The cost of life insurance varies depending on factors such as the type of policy, coverage amount, age, health, and lifestyle.
Article
How Much Life Insurance Do I Need?
2.19.25
Most people agree that life insurance is important. But a critical question is “How much life insurance do I need?” Life insurance policies come in many shapes and sizes. The key is choosing a policy that best fits your — and your family’s — needs. For example, a term life insurance policy gives you coverage for a period of time that you choose, while whole life insurance provides permanent coverage that can last your entire lifetime.
Article
What’s Behind the Cost of Whole Life Insurance?
6.12.24
One of the most important parts of planning for the future is ensuring your loved ones will be protected when you’re gone. A good way to give them peace of mind is by enrolling in a life insurance policy now that will provide coverage in the future.
Article
After the Death of a Loved One, Some Decisions Can — and Should — Wait
2.21.24
Losing a loved one can be heart-wrenching. But couple that with handling funeral arrangements and personal affairs, and it can be overwhelming.

Funeral expenses

Article
How Much Does a Funeral Cost? A Breakdown of Expenses
7.28.26
Planning a funeral can involve multiple expenses that may quickly add up, including services, burial or cremation and related fees. This guide will help you understand the typical costs that can be involved and give you tips to help you plan.
Article
Life Settlement: How to Sell Your 
Life Insurance
11.19.25
Selling your life insurance policy to a third party for a lump sum is known as a life settlement. There are several factors to consider to determine your eligibility and the value of your policy. Different policy types have different stock market values. This article helps break down the various aspects involved in life settlements to help make an informed decision when it comes to selling your life insurance policy.
Article
How to Use Whole Life Insurance for College Savings
7.9.25
Widowed seniors can often qualify for whole life insurance, including guaranteed and simplified issue policies that don’t require a medical exam.
Article
Life Insurance Calculators + Tools You Can Use
8.1.24
This is a list of different calculators and tools to help you find exactly what type of life insurance and how much you need.
Article
After the Death of a Loved One, Some Decisions Can — and Should — Wait
2.21.24
Losing a loved one can be heart-wrenching. But couple that with handling funeral arrangements and personal affairs, and it can be overwhelming.
Article
Two Documents You Should Have for End-of-Life Planning
1.8.24
Talking about the type of care we want in our final days is something our culture tends to avoid, but a growing number of people believe that the value of such conversations far outweighs the discomfort.

Finances and life insurance

Article
Permanent Life Insurance vs Term Life Insurance: Which Is Right for You?
2.2.26
This guide will cover the key differences between permanent and term life insurance, along with cost comparisons and which option could be most appropriate for you.
Article
How Does a Whole Life Insurance Policy Work?
1.7.26
A whole life insurance policy offers lifelong protection with predictable premiums and a cash value that can grow over time.
Article
Life Settlement: How to Sell Your 
Life Insurance
11.19.25
Selling your life insurance policy to a third party for a lump sum is known as a life settlement. There are several factors to consider to determine your eligibility and the value of your policy. Different policy types have different stock market values. This article helps break down the various aspects involved in life settlements to help make an informed decision when it comes to selling your life insurance policy.
Article
Whole Life Insurance for Seniors: Is It Too Late?
10.8.25
Despite common misconceptions about age limits and costs, some seniors can still benefit from whole life insurance. With lifetime coverage, tax-free payouts*, and cash value growth, whole life insurance can be a valuable tool for estate planning and financial security in your 50s, 60s and beyond.
Article
How to Choose the Right Whole Life Insurance in 5 Simple Steps
7.9.25
Finding the right plan comes down to understanding the whole life insurance benefits and drawbacks and the death benefit amount that is right for you and your beneficiaries.
Article
How to Use Whole Life Insurance for College Savings
7.9.25
Widowed seniors can often qualify for whole life insurance, including guaranteed and simplified issue policies that don’t require a medical exam.

Explore other life insurance topics

Learn about life insurance and how it can be an important part of your financial plan.