End-of-Life Planning Made Simple with Mutual of Omaha

Summary: Mutual of Omaha's end-of-life planning tool makes it easy to document, update and share your final wishes.

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Some people may not like thinking about their final wishes because it reminds them of their passing. However, end-of-life planning is less about death and more about having a say in how you’re remembered. It can help ensure loved ones observe your final wishes and help them focus on grieving instead of logistics.

Mutual of Omaha’s end-of-life planning tool is a free resource that makes it simple to document and share your wishes from the comfort of your home. Below, we dive further into why this type of planning can be crucial and how this tool can gently guide you through the end-of-life planning process. 

Why end-of-life planning matters

More than 2.3 million people aged 65 and older pass away each year, and nearly a quarter of seniors are in fair to poor health.¹ Without an end-of-life plan, your children and loved ones could face a dizzying number of decisions and unanswered questions as they grapple with your loss.

This is just a small sampling of things loved ones have to figure out on their own when there's no end-of-life plan. Often, people have to guess what the deceased would have wanted, leaving them unsure if they're truly honoring their wishes.

The cost of leaving wishes undocumented

Moreover, having nothing written down can create conflict if your family can't agree on your final wishes. It may also bring on financial strain if loved ones have to pay for funeral expenses out of pocket because they can't find key documents like your life insurance policy information.

How Mutual of Omaha’s end-of-life planning tool can help

Mutual of Omaha’s end-of-life planning tool was created to help reduce the stress and confusion families may face when final wishes aren’t clearly documented. The tool is designed to be intuitive and guide you through difficult decisions and turn them into a clear plan your loved ones can easily follow.

In the sections that follow, we highlight the tool’s key benefits and how it simplifies end-of-life planning.

Top benefits of Mutual of Omaha’s custom end-of-life planning tool

Our end-of-life planning tool is straightforward and can encourage proactive conversations that people may otherwise postpone. You’ll find that Mutual of Omaha’s tool:

3 key components of the end-of-life planning tool

The end-of-life planning tool has three sections and only takes a total of about 15 minutes to complete. You don't need to log in to your account or pay anything for access. When you go to the tool, here's what you'll find:

The Basics: Getting essential information in order

In the Basics section, you write down where to find any important estate planning documents, like:

Funeral planning: Logistics and key decisions

Funeral Planning covers how you’d like aspects of your funeral handled, including:

Ceremony planning: Personalizing remembrance

The final section, Ceremony Planning, covers any personal touches you’d like for your service or memorial. It goes over items like:

How to share and keep your plan current

Once you document your wishes, the next step is to ensure your loved ones have access to them. Here’s how you can do that, plus keep your plan updated.

Sharing and updating your end-of-life plan

When you’re finished, email the plan to yourself. You’ll receive a personalized version you can print, share, or forward to family members. Your final plan becomes a shared family resource, with everyone able to keep their own copy in a safe, familiar place.

If you need to update your plan, visit the end-of-life planning tool and complete the relevant section again.

Frequently asked questions (FAQs)

Is the end-of-life planning tool free to use?

Yes, our tool is free and meant to be used by our customers. You can plan and share your final wishes, and also provide loved ones with your life insurance policy information. This makes it easier for them to file a claim quickly.

Who should I share my plan with?

Consider sharing your plan with your spouse or partner, adult children, trusted friends and advisors and your estate's executor.

What if my wishes change over time?

You can always revisit Mutual of Omaha's end-of-life planning tool and document your new preferences. Simply go to our tool and complete the relevant sections again.

Does this replace legal documents like a will or trust?

No, your end-of-life plan is meant to complement any legal documents you have. It is not legally binding and is designed to make your final wishes clear and known to others.

Can my family access the plan if I pass away unexpectedly?

Your plan is not stored in your customer portal, and what you complete online isn't saved on our website. Your family can access the plan only if you share it in advance by sending them a digital or print copy.

Sources

1. CDC, Older Adult Health, July 15, 2025